WARNING: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Affordability Calculator

Budget Planner

Use our simple budget planner so you can see where you stand each month. It may help you make the most of your money and help you avoid committing to spending too much.

Please note it is important to be as accurate as possible.


1 check your payslips to get an accurate figure for take home wages

2 look at statements for benefits, Child Tax Credit and similar incomeinclude rent from lodgers or contributions from other people

3 You should average out any irregular income and ignore one-off or uncertain amounts


1 Check recent bank statements, and bills for gas, electricity, telephone, Council Tax, water rates, insurance and similar expenses. Don't forget to include anything you pay by standing order or Direct Debit (such as mortgage or rent payments, loan/hire purchase repayments, etc.).

2 The next step is to estimate what you spend on everyday items (for example, food, clothes, petrol, pet food and newspapers).

3 If you have yearly or quarterly costs then these should be divided by 12 or 4 as appropriate, you can use our simple calculator.

If you have a shortfall
If your expenditure is higher than your income, then a payday loan is not a suitable product for you and will probably lead you into further difficulty.

Monthly Income

Monthly Expenditure

About Us

TheLenderConnection.co.uk is a Loan Comparison Service offered as a no-fee service by The Quick Loan Shop Ltd.

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TheLenderConnection.co.uk a Trading Style of The

Quick Loan Shop Ltd

registered in England and Wales.

Registered Number: 08046177

Registered Address: 31 Dashwood Avenue,

High Wycombe, Bucks, HP12 3DZ

Consumer Credit License Number: 650559

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